Moving to Portugal is an exciting adventure, but the first 90 days can feel like a whirlwind of paperwork, logistics, and cultural adjustments. To help you navigate this crucial transition, here’s a step-by-step guide on what to expect and how to settle in smoothly.
1. Secure Your Residency and NIF
One of the first things you’ll need is your Número de Identificação Fiscal (NIF)—a tax identification number required for almost everything in Portugal, from opening a bank account to signing a lease. You can get your NIF at a local tax office or with the help of a lawyer or relocation service.
If you’ve arrived on a D7 Visa or another residency permit, your next step is registering at AIMA (Immigration Authorities) to complete your residency process. Acting quickly ensures you stay compliant with Portuguese immigration laws.
2. Open a Bank Account and Set Up Finances
A Portuguese bank account is essential for paying bills, renting a home, and handling daily expenses. Many banks allow expats to open accounts remotely, but visiting a branch in person can simplify the process. Bringing your NIF, passport, and proof of address will make things go smoothly.
Our trusted lawyer can open your bank remotely, saving you any headaches.
3. Find a Place to Live
Whether you plan to rent or buy, securing housing should be a top priority. In competitive markets like Lisbon and Porto, apartments move quickly, so working with an exclusive buyer’s agent of the Infinite Solutions team can give you an advantage. If you’re renting, be prepared to provide proof of income and a security deposit.
4. Register for Healthcare
Portugal offers high-quality, affordable healthcare, and as a resident, you’ll have access to the public system (SNS). To register, visit your local health center with your residency card and NIF. Many expats also opt for private insurance, which is inexpensive and provides faster access to specialists.
5. Set Up Utilities and Internet
Once you’ve secured housing, you’ll need to set up electricity, water, gas, and internet. Unlike in the U.S. or U.K., these services may not be pre-arranged, so factor in some time for installation. Portugal has several reliable service providers, and having a local contact or relocation service can streamline the process.
6. Adjust to the Local Lifestyle
Portugal has a relaxed pace of life, where patience is key. Shops may close in the afternoon, and bureaucracy can take time. Learning basic Portuguese phrases, embracing long café lunches, and getting involved in the local community will help you feel at home.
Infinite Soltions: Your Guide to a Smooth Transition
Navigating your first 90 days in Portugal can be complex, but you don’t have to do it alone. Infinite Solutions relocation experts help with everything from securing your NIF to finding housing and setting up essential services.
With the right guidance, your first three months in Portugal can be stress-free and full of discovery. Welcome to your new adventure!
I’ll be more than happy to share my experience with you, after almost 23 years living in Portugal.
I’ll also walk you through Portugal using Google Maps, show you the best Cities or communities and neighborhoods that match your ideal lifestyle and budget, and go over the moving and buying process as well as the best Visa process to establish residency and ultimately Citizenship.
If you have not made up your mind that Portugal is the home for you, and want to learn all about Portugal’s rich culture, tantalizing gastronomy, exquisite wine culture, real estate opportunities, and the latest updates in the ever-evolving real estate landscape, then visit the Infinite Solutions BLOG, register and be the first to receive by e-mail any new posts. Join us on this exciting journey to discover your future home sweet home!!!
As a seasoned realtor with 23 years of firsthand experience living in Portugal, I am here to guide you through every step. From virtual tours using Google Maps to identifying the ideal cities, communities, and neighborhoods that match your lifestyle and budget, I’ll make your transition smooth and informed
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