Living in Portugal as an American: Your 2026 Guide to Moving Out of the United States
- Infinite Solutions
- há 8 horas
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“Portugal is the best place for an American to live in 2026!”
In recent years, it’s become an increasingly popular destination for many Americans seeking a new place to call home, and with good reason.
It’s a trend driven by a combo of factors that just elevates the quality of life, offering a completely different experience than the living standard in the U.S.
Here's what to expect when living in Portugal as an American citizen.
What is it like living in Portugal as an American?
For many Americans, Portugal offers the peace of mind they’ve been searching for.
Retirement offers the option of a better life. Here, a modest U.S. pension stretches further.
Imagine fresh seafood lunches by the sea, and healthcare that doesn’t drain your savings.
Life simply feels lighter when your money goes further, and your days are spent under 300 days of sun.
We all know what’s the cost of living like in the U.S. - so high that they strain daily life; e.g. housing, insurance, healthcare - just to name a few. These simply don’t carry the same weight here in Portugal.
“In Portugal, quality living is not a luxury but simply everyday life!”
You can dine out without guilt, access excellent healthcare for a fraction of U.S. prices, and own a home in a European capital without sacrificing your savings.
Safety and Stability
Away from the constant political noise and cultural division, Portugal offers something that’s increasingly rare back home… Calm.
It’s a country where communities are close to each other, where the pace of living is slower – something that might sometimes get in the way – and where the neighbors still greet you by name.
It’s a place where you don’t have to look over your shoulder, wondering if a random passerby is carrying a gun.
Don't just take our word for it - Portugal really is one of the safest Countries in the world, according to the Global Peace Index, ranking #7th in the 2025 edition.
“Safety and stability aren’t just something the country is known for - it’s a real, hard fact!”
Here, crime rates are meagre, especially in the capital, Lisbon. When compared with other European capitals, Lisbon is one of the safest places to be, with many American expats reporting feeling much safer in Portugal than in cities like New York, Miami, or Los Angeles.
Healthcare
Healthcare often tops the list of American worries, but in Portugal, it’s one of the biggest reliefs.
As a resident, you gain access to the National Health Service (SNS), known for its affordability and quality.
You can schedule appointments, but it may be difficult to make it timely.
However, the treatments are cost-effective, and even private plans start at around €150 a month for adults.
”It’s healthcare that actually works, without the stress of deductibles or surprise bills!”
Work-Life Balance
Portugal doesn’t just cater to retirees.
“It’s also very accommodating for professionals, as Portugal brings balance back into the equation!”
Portuguese culture values productivity, not burnout.
Flexible schedules, slower rhythms, and coastal workspaces allow Americans to rediscover what work-life balance truly means.
Digital nomads and entrepreneurs find in Portugal the freedom to live and work anywhere, with reliable infrastructure and a government that welcomes innovation.
A morning surf session can easily blend into an afternoon Zoom meeting — all under the same Portuguese sun.
Education
Your family will also also benefit from Portugal’s Education System.
From public schools to international academies, rest assured your children will receive a high-quality education in safe, multicultural environments - plus the prestige of an international, European curriculum.
Lisbon and Porto boast dozens of international schools offering English-language curriculum and global teaching standards, ensuring American children transition smoothly into their new lives abroad.
International schools often maintain a higher standard of education with larger educational coverage and a more personalised focus on each child, allowing them to flourish, grow, and develop individually.
In Portugal, the school year conveniently begins in mid-September, a little later than the United States. This alignment allows families moving from the U.S. to transition seamlessly without the disruption of a mid-year school change.
Taxes, Investments & Opportunities
Even taxes and investments play differently here.
With the right residency route, such as the Portugal Golden Visa or D2 Visa, Americans can access and enjoy tax advantages, enter the European market, and establish a strong foothold in one of the most desirable regions in the world.
Portugal Cost of Living vs US
On average, living expenses in Portugal are 40–50% lower than in major U.S. cities.
The cost of living in Portugal is one of the main reasons Americans are relocating here, and it’s easy to understand why.
A comfortable lifestyle in Lisbon or Porto costs far less than in New York, Miami, or San Francisco.
“Rent for a modern one-bedroom apartment in the Lisbon city centre might range between €1,500–€2,200, while in some coastal towns or the countryside, prices can drop below €1,200!”
Groceries and fresh produce are inexpensive, with plenty of local markets, and dining at a good restaurant rarely exceeds €15–€30 per person.
The truth is that the cost of living in Portugal is considerably lower than in the United States, even when compared with other European nations.
Cost of Living in Portugal vs. Other Countries:
Housing, in particular, is more affordable and one can say that this itself justifies living in Portugal as an American.
Buying property in Portugal is also considerably more affordable than in the United States.
As an example, on average, Californians spend more than $700,000 on a simple home, whereas with the same amount you would be able to buy a great property - for less than half, you can get yourself an amazing €320,000 rustic cottage with pool in the Minho Countryside.
However, Portugal doesn’t offer the highest wages in Europe, with a minimum wage in 2026 set to be at €920.
“However, working remotely for a wealthier country like the U.S. allows individuals to earn higher wages while enjoying the Portuguese lifestyle and lower cost of living!”
For retirees looking to enjoy their golden years, Portugal is indeed the ideal destination - especially for those with passive income, or a good retirement pension.
This trend highlights Portugal's reputation for affordability, which is especially noticeable in everyday essentials such as groceries, dining options, and household bills.
In Portugal, the frustrations that drive many to leave the U.S. simply fade away, only for it to be replaced by a lifestyle that values time, connection, and genuine quality of life.
Weather & Sunshine
There's many reasons why American expats, especially Californians, are moving to Portugal.
The 300 days of blue skies and sunlight, mild winters are warm summers, particularly in the southern Algarve region are just one of them.
This Mediterranean climate allows for an outdoor lifestyle year-round, perfect for those who appreciate the sun and the sea.
With some of the best beaches in Europe and the world, Portugal perpetrates the idea of a laidback life.
Welcoming Communities
While there may be lots of online vitriol towards expats online, please be aware that what you see on the internet about Portugal isn't reflective of reality.
“Overall, Portugal is a welcoming country, full of friendly, warm people who are always willing to make American expats feel at home!”
Even if the Portuguese, generally, are extremely fluent in English, they'll appreciate you a whole lot more if you make the basic efforts to learn the language.
Proficiency isn't expected, but even a general bom dia or por favor will make the world of difference!
Where to live in Portugal as an American?
There’s no right or wrong when it comes to choosing where to live in Portugal.
It all depends on lifestyle, budget, priorities, and the kind of experience you want.
Fortunately, the country offers an impressive variety of options, from lively cities with international communities to peaceful coastal towns where life moves at its own rhythm, or quiet and peaceful countryside havens.
Lisbon - The Cosmopolitan Capital
Lisbon is the capital, and Portugal’s beating heart, that effortlessly brings the modern amenities expected of a city to a landscape that has many stories to tell.
Set along the banks of the Tagus River, and cradled among seven hills, Lisbon boasts picturesque river views and a lively ambience, with a dense urban environment where skyscrapers are uncommon, and most structures average just four floors.
Lisbon's city centre is predominantly composed of narrow cobblestone streets, with a few spacious avenues primarily situated in the flatter areas of the city.
Neighborhoods like Chiado, Príncipe Real, and Parque das Nações are particularly popular among American expats for their safety, walkability, and unique historic feel.
While Lisbon is pricier than other parts of the country, it still remains significantly more affordable than cities like New York or San Francisco.
It’s ideal for professionals, entrepreneurs, and families who want city life with a Mediterranean soul.
“For Americans who crave culture, connection, and opportunity, Lisbon offers it all… Fine dining restaurants, international schools, co-working spaces, and easy access to the rest of Europe through its major international airport!”
Lisbon’s diverse neighborhoods cater to various preferences, ranging from the bustling downtown shopping district of Baixa to the bohemian atmosphere of Bairro Alto. The city is renowned for its charming cafés where one can enjoy a leisurely coffee, vibrant cultural events, and an exciting nightlife scene, making it an ideal choice for American expats seeking a dynamic and culturally enriching urban experience.
Cascais - The Seaside Haven
Just 30 minutes from Lisbon, Cascais is one of Portugal’s most desirable addresses, and a charming coastal town.
Once a fishing village turned royal retreat, it now attracts American expats seeking tranquillity without giving up proximity to the Lisbon.
“Cascais offers clean, sandy beaches, golf courses, bustling marinas, and upscale neighborhoods, a lifestyle reminiscent of California’s golden coastlines but at a fraction of the cost…
It’s also home to excellent international schools, making it especially attractive for families...
Many American expats choose Cascais for its balance of comfort, community, and coastal lifestyle!”
The town is conveniently connected to Lisbon via a direct train line, making it reachable in just 40 minutes.
The "Cascais Line" also passes through other municipalities like Estoril - Lisbon's Las Vegas, as it is home to the famous Estoril Casino.
In fact, the Cascais district is blessed with approximately 17 picturesque beaches along its coastline, with Guincho Beach and Carcavelos Beach particularly favored by surfers for their outstanding waves.
Historically, Cascais gained prominence in the 1870s when King Luis I of Portugal and his royal court selected it as their summer retreat.
The town boasts a wealth of Renaissance-era architectural treasures dating back to the 17th century, including notable landmarks such as the Palácio dos Condes de Castro Guimarães, Palacete Seixas, Casa Lencastre, and Casa de Santa Maria.
Porto - The Invincible City
Further north, Porto offers a more traditional Portuguese experience with a growing American expat community.
It’s Portugal’s second-largest city, but it’s considerably smaller than Lisbon.
“It’s best known, perhaps, for its wine cellars, cobbled streets, and lively cultural scene, Porto delivers a slower pace without compromising on urban amenities!”
Situated along the estuary of the Douro River, Porto extends westward to meet the Atlantic Ocean, a geographic feature that has profoundly influenced its development over centuries.
It holds the distinction of being one of Europe's oldest urban centres, with roots tracing back to ancient times.
Initially established as a Roman outpost known as Portus Cale, blending Celtic and Latin influences, this early settlement is believed to have contributed to the evolution of the name "Portugal" through linguistic development from Latin.
“Porto's global renown stems not only from its historical significance but also from its association with the port wine!”
The metropolitan area, particularly the cellars of Vila Nova de Gaia, has played a pivotal role in the production, ageing, and worldwide export of this fortified wine, which bears the city's name.
The cost of living is lower than in Lisbon, and housing remains more accessible… A strong draw for young professionals, creatives, and digital nomads.
The local people, known for their warmth and sincerity, make it easy to integrate.
For those who want authentic charm, ocean views, and a less tourist-heavy environment, Porto feels like home from day one.
The Algarve - Sun and Sea
For those drawn to coastal living and year-round sunshine, the Algarve is hard to beat.
Celebrated for its picturesque coastline and sunny weather, it’s particularly beloved by American retirees seeking comfort and tranquillity.
Situated at the southernmost tip of continental Portugal, the Algarve is bordered by the Atlantic Ocean to the west and south.
It was from Sagres Point in the Algarve that Prince Henry "The Navigator" launched Portugal's Age of Maritime Discoveries in the mid-1400s, significantly shaping the course of global history.
With over 300 days of sun every year, it’s the preferred choice for retirees and remote workers alike.
“The region is renowned for its remarkably mild climate and abundant sunshine throughout the year!”
Along its stunning coastline, the Atlantic Ocean offers a spectrum of blue hues, with calm and warm waters perfect for leisurely swims and a variety of sea sports.
Faro, the capital district of the Algarve, hosts its own airport, serving as a primary gateway for the approximately 4 million tourists who visit the region annually.
Towns like Lagos, Albufeira , and Vilamoura combine resort-style living with access to modern infrastructure, healthcare, and international schools.
The region’s affordability is a major advantage, where housing costs remain lower than in Lisbon or Cascais, and daily expenses are modest.
“The Algarve also ranks among the safest and most peaceful regions in the country, a key factor for American families and retirees seeking peace of mind!”
Silver Coast - Affordable and Peaceful Living
The Silver Coast, or Costa de Prata, stretches along Portugal’s western coast, offering a quieter, more affordable alternative to the Algarve. With its unspoiled beaches, historic towns, and lush countryside, it’s a popular choice for those seeking a slower pace of life without sacrificing proximity to the city.
The Silver Coast has become more popular in recent years, with property prices rising slowly but steadily. This region is still more affordable compared to Lisbon and the Algarve, making it an appealing choice for investors.
The Silver Coast is ideal for expats, retirees, nature lovers, and those looking for a peaceful environment.
Silver Coast Notable Areas to Consider:
Ericeira for its excellent surf beaches and proximity to Lisbon.
Óbidos for its medieval charm and beautiful surrounding countryside.
Nazaré for a unique beach town experience with spectacular sea views.
The Northern Minho Region - A Hidden Gem of Lush Landscapes and Ideal Weather
The Minho Region stretches along Portugal’s north western coast bordering with Spain, and with its historic towns, unspoiled beaches perfect for water sports, lush countryside, traditional way of life, it’s a popular choice for those seeking a slower pace of life without sacrificing proximity to a major city.
The Minho Region has become more popular in recent years, with property prices rising slowly but steadily. The Minho is still more affordable compared to any other coastal region of Portugal, making it an appealing choice for investors.
The Minho Region is ideal for expats, retirees, nature lovers, and those looking for a peaceful environment.
Areas to Consider in the Minho Region:
Viana do Castelo for its excellent surf beaches and proximity to Porto.
Caminha and Vila Nova de Cerveira for its medieval charm, riverside and beach allure, beautiful surrounding countryside, and proximity to Spain.
Ponte de Lima for a unique Roman town experience where pilgrim walkers on their way to Santiago de Compostela is a mandatory stop, and its central location with proximity to Braga / Porto and Spain.
How to Move to Portugal from the USA
Relocating to Portugal from the United States is simpler than most imagine.
Portugal has designated residency pathways for Americans, expats, entrepreneurs, remote workers, investors and retirees.
Each has its own set of requirements, but all ultimately deliver on the same promise… Letting you live and enjoy Portugal.
“All it takes is choosing the right visa!”
Portugal Golden Visa - For Hands-Off Investors
The Portugal Golden Visa is the country’s flagship residency by investment program.
“It allows non-EU citizens, like Americans, to obtain residency by making a qualifying investment in Portugal’s economy…
Americans are among the top applicants, drawn by the programme’s flexible requirements and eventual path to citizenship after 10 years!”
Though there's several options to choose from, the only real worthwhile choice is investing in a Golden Visa approved fund.
The program grants visa-free travel across the Schengen Area, access to Portugal’s healthcare and education systems, and eligibility for permanent residency after 5 or citizenship after 10 years, provided applicants meet the stay and language requirements.
Portugal D2 Visa – For Entrepreneurs and Business Owners
The D2 Visa, also known as the Entrepreneur or Business Visa, is ideal for Americans who wish to start or expand a business in Portugal.
It’s designed for self-starters, freelancers, and investors looking to establish a genuine business presence in Europe.
Applicants must present a viable business plan that brings genuine value to Portugal, whether it’s launching a tech startup, opening a restaurant, or expanding an existing company.
“Once approved, the D2 Visa provides residency rights for the entire family, access to healthcare, and the same path to permanent residency after 5 and citizenship after 10 years with new Citizenship laws approved in Parliament!”
This visa is particularly popular among American entrepreneurs seeking EU market access and a lower-cost, business-friendly environment.
Portugal D7 Visa – Ideal For Retirees
The D7 Visa, also known as the Passive Income Visa or Retirement Visa, is perfect for Americans with stable income sources, including pensions, rental earnings, or dividends.
It’s one of Portugal’s most accessible routes to residency and has become a favorite among retirees.
Applicants must demonstrate a minimum passive income of around €920 per month in 2026, plus additional amounts for dependents.
Once approved, D7 holders enjoy the same benefits as Portuguese residents, including healthcare access, education, and visa-free travel within Schengen.
“The D7 Visa is an excellent fit for those seeking a relaxed European lifestyle with minimal bureaucracy and low living costs, and the same path to permanent residency after 5 andcitizenship after 10 years with new Citizenship laws approved in Parliament!”
Portugal D8 Visa – For Digital Nomads or Remote Workers
The D8 Visa, also known as the Portugal Digital Nomad Visa, allows remote workers to establish in Portugal legally in an hassle free procedure designed to be a fast track procedure.
Officially called the “Residence visa for the exercise of professional activity provided remotely outside the national territory”, it is designed for working professionals.
The D8 Visa is both a “temporary stay” and “residence visa” for digital nomads.
The temporary stay option allows you to live in Portugal for up to 1 year.
The residence visa option allows you to stay for up to 5 years, with the possibility of renewal or exchange for permanent residency afterwards.
After 10 years, you will also be able to apply for Portuguese citizenship.
“Ideal for those that want to live and work in Portugal and obtain Portuguese Citizenship!”
Step-by-Step: The Residency Visa Process in Portugal for Americans
1. Choose the right visa type - Golden Visa, D2, D7 or D8 - based on your budget or investment profile;
2. Prepare documentation, including valid passports, proof of income or investment, health insurance, criminal record certificates, and proof of accommodation in Portugal;
3. Apply at the nearest Portuguese consulate in the United States for your initial residency visa (usually valid for 120 days);
4. Travel to Portugal and attend your AIMA appointment to receive your residency permit;
5. Renew your residence permit every two years until eligible for permanent residency (after 5 years) or citizenship (after 7 years).
Americans Retiring in Portugal
“Retirement in Portugal is a fantastic choice for Americans due to its affordable cost of living, excellent healthcare system, and sunny climate!”
Not to mention, a specific visa pathway for retirement, which when combined with a property purchase, makes it smooth sailing across the pond to Portugal.
The Algarve, in particular, has become a haven for retirees, offering a peaceful lifestyle with a wide range of activities to enjoy.
The language barrier is not a significant issue in Portugal, as many Portuguese are highly fluent in English, making daily life easier for retired U.S. residents, although learning basic Portuguese can still be beneficial and appreciated by locals.
“However, while countless American expats can be found in the Algarve, there’s no “American Town” where American expats concentrate while living in Portugal!”
While specific locations favored by American residents are not widely publicized, according to Portugal Statistics (INE), there are almost 25,000 American residents officially living in Portugal as of September 2025.
Of these, more than 24,000 were in mainland Portugal, approximately 500 in the Madeira islands, and another 400 in the Azores archipelago.
This data highlights the significant number of expats who have chosen Portugal for its relaxed lifestyle compared to the United States.
Buying a Property in Portugal as an American
Considering the far more affordable property prices, buying a home in Portugal has become one of the most attractive routes for Americans looking to relocate, retire, or invest in Europe. Once you identify your ideal property in Portugal, you can negotiate a price with the seller.
This initial step involves making a reservation with earnest deposit money to demonstrate your intent to purchase, and to prevent other parties from making higher offers, granting your lawyer the necessary time to verify the property licenses.
Following the completion of the property checks, a detailed report is provided, and a promissory contract is requested by the seller.
This contract encompasses all critical sale points and a comprehensive property overview. Once both parties agree to the terms, a second payment, typically 10% to 20% of the sale price, is required for the down payment. This legally binding contract offers you large protections, heavily penalizing the seller if they choose to withdraw from the sale.
The transparency of the Portuguese property market and the comprehensive buyer protection measures make it an attractive option for American buyers.
“At Infinite Solutions, we provide you with invaluable support throughout each stage of the purchasing process, ensuring a smooth and hassle-free experience!”
Can Americans Buy Property in Portugal?
Yes. Portugal has no restrictions on Americans owning property in Portugal.
Americans enjoy the same property rights as locals, including the ability to buy, sell, and rent out real estate freely.
Buying in Portugal isn’t harder than in the U.S., it’s just different. With the right guidance, the process can be smooth, transparent, and even exciting.
Move to Portugal from the United States with Infinite Solutions
We could expand on this article further, truth be told, as Portugal offers numerous appealing options for accommodating the American lifestyle, whether for settling down with family or enjoying a peaceful retirement.
Exploring the country first-hand or hearing from those who live and work there provides invaluable insights, making the appeal of Portugal undeniable.
The combination of scenic beauty, a pleasant climate, and a welcoming culture makes Portugal an ideal destination for US citizens looking for a new home.
I’ll be more than happy to share my experience with you, after almost 23 years living in Portugal.
I’ll also walk you through Portugal using Google Maps, show you the best Cities or communities and neighborhoods that match your ideal lifestyle and budget, and go over the moving and buying process as well as the best Visa process to establish residency and ultimately Citizenship.
If you have not made up your mind that Portugal is the home for you, and want to learn all about Portugal’s rich culture, tantalizing gastronomy, exquisite wine culture, real estate opportunities, and the latest updates in the ever-evolving real estate landscape, then visit the Infinite Solutions BLOG, register and be the first to receive by e-mail any new posts. Join us on this exciting journey to discover your future home sweet home!!!
As a seasoned realtor with 23 years of firsthand experience living in Portugal, I am here to guide you through every step. From virtual tours using Google Maps to identifying the ideal cities, communities, and neighborhoods that match your lifestyle and budget, I’ll make your transition smooth and informed
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